7/7/2023 0 Comments Certified mail receipt example![]() One of our clients, before she hired us, had a fascinating experience with certified mail. When we pressed, the lawyer caved on this because of the effectiveness of using a certified mail sent return receipt requested. When we showed them the signed receipt (signed green card) the lawyer for the defendant argued it was someone else in the building that signed his client’s name to it. Out of all of our cases, we only had one defendant deny getting the certified mail. ![]() This means you know exactly who received it and when they received it. The company has to sign the green card and date it. When you send out your dispute letter this way you make sure that the collector or agency actually get the letter. What Do You Get With Certified Mail, Return Receipt Requested? Protect yourself and send it by certified mail.ĭo you see a theme - send it by certified (or Fed Ex or UPS) to make sure they won’t lie. These companies are so bad they have been caught lying about getting Fed Ex packages so you can imagine how they will lie if you send it by regular mail. Sending request for information or notice of error letters. Perhaps you are dealing with your mortgage company. Send it certified or these guys will throw it away and say you never sent it. Once you have your reports ( find out how to get them for free here), you identify the errors, then send a dispute letter to the credit reporting agencies and normally to the furnisher. ![]() Or you are trying to repair your credit by getting rid of credit reporting errors. Certified keeps them honest - otherwise, they will lie about receiving your letter. You should consider sending a dispute letter as a good starting point. So let’s say you are dealing with a debt collector. The only way to ensure, to make sure, that the collector or reporting agency received your communication is to send it certified mail, return receipt requested. We love faxes but sometimes the fax confirmation sheet will not prove the company received it. We love email but with spam filters, it is not certain that the right person receives your email. The answer is with anything other than certified mail, it can become difficult to prove the collector or credit reporting agency or mortgage company received it. Sometimes our clients want to know why is it so important and why is it not good enough to just fax or mail a letter in a cheaper manner. Whenever you communicate with a debt collector, credit reporting agency (Equifax, Experian, Trans Union, etc), or your mortgage company, we always recommend that you do so by certified mail, return receipt requested. Why We Recommend Certified Mail, Return Receipt Requested When Dealing With Consumer Protection Issues Introduction
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